Fee Information Document

Name of the account provider: Paxum Bank Limited
Account name: Personal Payment Account
Date: 4 November 2026

  • This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
  • Fees may also apply for using services linked to the account which are not listed here
  • A glossary of the terms used in this document is available free of charge

Personal Account Fees

Download Fee Information Document

General Fees

Maintaining the AccountFREE (If used at least once within past 6 months)
$5.00 (If not used at least once within past 6 months)
EUR IBAN Account (for incoming WIRES and SEPA transfers)FREE
Account Termination FeeUp to $50


Payments (Excluding Cards)

Receiving Money


By Wire from your OWN account in USD Currency$50.00
By Wire from your OWN account in EUR Currency$10.00
By Wire from 3rd party (USD)1%, min. $50.00
By Wire from 3rd party (EUR)0.5%, min. $10.00
By Local Bank Transfer from your OWN account$5.00
By Local Bank Transfer from 3rd party (EUR)0.5%, min. $5.00
By Local Bank Transfer from 3rd party (USD)1%, min. $5.00
By Crypto Transfer in USDC or USDT (ERC-20)$1.00
By Crypto Transfer in USDT (TRC-20)$2.50
By P2P transfer from other Paxum Users$0.25


Sending Money


By P2P transfer to other Paxum Users$0.25
By Wire to your OWN account in USD Currency$50.00 *
By Wire to your OWN account in EUR Currency$40.00
By Wire to your OWN account in OTHER Currency$25.00
By SEPA Transfer (EUR) to your OWN account or 3rd party$2.50
By Local Bank Transfer to your OWN account$5.00
By Local Bank Transfer to 3rd partyUp to 1%, min. $5.00
By Local Bank Transfer in COP to your OWN account or 3rd party$8.95
By Instant Payment to Brazil or Mexico, your OWN account$5.00
By Instant Payment to Brazil or Mexico, 3rd party1%, min. $5.00
By Instant Payment to the Philippines$5.00 + 1.5%
By Instant Payment to Colombia$8.95
By Crypto Transfer from your USD, EUR or GBP balance (plus network fee)$15.00
By Crypto Transfer from your crypto balance (plus network fee)FREE
To Credit Card (Other than Paxum Prepaid Card) owned by you$6.00 + 4%
To Credit Card (Other than Paxum Prepaid Card) owned by another person$6.00 + 4%


Cards and Cash

Paxum UnionPay Prepaid Card Fees


ATM FEE in Card Currency$2.00 + 1%
ATM FEE Withdrawal with FX$2.00 + 3.5% FX
ATM FEE Decline$0.00
POS in Card Currency$0.00
POS in another currency (FX)$0.00 + 3.5% FX
POS Declined Transaction$0.00
Pin reset$1.00
Balance Enquiry$0.00
Annual Account Maintenance$0.00
Monthly Maintenance Fee$3.75
Activation$0.00
Card Issue$10.00
Reissue lost/stolen/damage$0.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00
Express Delivery$95.00
Standard Delivery$0.00


Paxum UnionPay Prepaid Virtual Card Fees


POS in Card Currency$0.00 + 1%
POS in another currency (FX)$0.00 + 3.5% FX
POS Declined Transaction$0.00
Annual Account Maintenance$0.00
Monthly Maintenance Fee$2.95
Activation$0.00
Card Issue$1.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00


*SHA option

ГОТОВІ ВІДКРИТИ АККАУНТ?
Процес відкриття аккаунта на нашому сайті дуже простий. Просто заповніть нашу онлайн форму и ваш запит буде схвалений протягом 24 годин.